AMS will have to be in the lawsuits, as they are probably the deepest pockets with coverage.
I seriously doubt Critchley has liability coverage for this incident. By the same token, if the charity purchased a policy, I wouldn't expect it to be beyond $1M policy, which is not a lot to cover 6 fatalities. Even then, their carrier could [perhaps] argue gross negligence, which could negate their coverage.
I am not as familiar with TN law as some other nearby states, but governmental entities usually have their liability limited by statute [in NC it is around 200k], or are often immune.
Not a good situation for the potential defendants, or the plaintiffs.
Disclaimer: I know that most of the above post is speculation, I have NO firsthand information on this particular incident. But I don't think I'm too far off either.
I seriously doubt Critchley has liability coverage for this incident. By the same token, if the charity purchased a policy, I wouldn't expect it to be beyond $1M policy, which is not a lot to cover 6 fatalities. Even then, their carrier could [perhaps] argue gross negligence, which could negate their coverage.
I am not as familiar with TN law as some other nearby states, but governmental entities usually have their liability limited by statute [in NC it is around 200k], or are often immune.
Not a good situation for the potential defendants, or the plaintiffs.
Disclaimer: I know that most of the above post is speculation, I have NO firsthand information on this particular incident. But I don't think I'm too far off either.