Has anyone ever heard of or had any dealings with this company? I hear their ads on XM radio all the time.
Personal Identity Theft Protection & Identity Theft Products
Personal Identity Theft Protection & Identity Theft Products
Nitromater
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Lifelock
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- Start date
I don't know how his product or services work, but the funny thing is that somebody took him up on his dare to hack his "identity" with his publicly advertised SSN, and managed to successfully raid his bank account. They caught the guy, but apparently the Lifelock product didn't do the job.
I don't know if the Likelock product would have helped or not. Maybe that is how he got caught. I guess I'd better read up on it before I say bad things about it.
A lady at my work had her purse stolen by the carpet layers, and they had a field day with her checking account. They probably didn't set out to steal her "identity", but it took her a year to get all the fraud shut down. And every time some store would take one of her forged checks, the check would bounce of course, and then they would report her for a bad check. Depending on what agency she got reported to, she had to jump through hoops to prove it wasn't her. This happened over and over. It was quite the nightmare for her. You are far better off to lose a credit card than your check book.
A lady at my work had her purse stolen by the carpet layers, and they had a field day with her checking account. They probably didn't set out to steal her "identity", but it took her a year to get all the fraud shut down. And every time some store would take one of her forged checks, the check would bounce of course, and then they would report her for a bad check. Depending on what agency she got reported to, she had to jump through hoops to prove it wasn't her. This happened over and over. It was quite the nightmare for her. You are far better off to lose a credit card than your check book.
downtime
Nitro Member
The identity theft they "protect" is your credit identity. I do not know how well they do it but I have not heard anything bad about them.
What they apparently do not cover are hands on issues with a personal bank account, for example...
If someone physically removes a check from your checkbook, and writes it out to cash, and succeeds, that is different as nothing Lifelock offers protects against that type of identity theft.
Banks are not responsible for this type of problem. Some of them, especially local bacnks where you may know the tellers, may make allowances in such cases of the amounts are not large and you have a good size account in good standing, but banks are not liable for this type of problem.
Most credit cards offer some sort of protection already for identity theft wich often costs a couple of bucks per month per card or per account depending in the company.
If you have twenty such credit cards, all with protection on them, it may save money to use Lifelock instead of paying each card provider. If you are like I am, with a couple of credit cards in good standing and a couple of personal bank accounts, it is less expensive to just pay the monthly add on fee to have the cards protected through the provider.
Now if the junk mail and spam protection is something of value to you, that may be worth the extra few bucks but that is a choice of convenience you can value of your own accord.
For me, the "do not call list", the "remove from mail" and "do not contact" letters I send, do the job just fine for less than the money Lifelock is asking, plus I do not have to provide my confidential information to yet another private company for potential abuse.
What they apparently do not cover are hands on issues with a personal bank account, for example...
If someone physically removes a check from your checkbook, and writes it out to cash, and succeeds, that is different as nothing Lifelock offers protects against that type of identity theft.
Banks are not responsible for this type of problem. Some of them, especially local bacnks where you may know the tellers, may make allowances in such cases of the amounts are not large and you have a good size account in good standing, but banks are not liable for this type of problem.
Most credit cards offer some sort of protection already for identity theft wich often costs a couple of bucks per month per card or per account depending in the company.
If you have twenty such credit cards, all with protection on them, it may save money to use Lifelock instead of paying each card provider. If you are like I am, with a couple of credit cards in good standing and a couple of personal bank accounts, it is less expensive to just pay the monthly add on fee to have the cards protected through the provider.
Now if the junk mail and spam protection is something of value to you, that may be worth the extra few bucks but that is a choice of convenience you can value of your own accord.
For me, the "do not call list", the "remove from mail" and "do not contact" letters I send, do the job just fine for less than the money Lifelock is asking, plus I do not have to provide my confidential information to yet another private company for potential abuse.
Larry
Nitro Member
As someone who has had his share of Identity Theft problems . I speak from experience.
There is a number you can call and do virtually the same thing and it costs nothing.
That number makes any store opening an account call a number you yourself set up after verifying your Identity .
A ID thief won't know why it did not happen and will assume you got turned down.
That company as well as the one I use monitor your credit for any changes and alert you.
You could do this too but only free once a year!
I use one and they guarantee to replace any thing you lose through ID theft.
I hope someone reading this might have that number for the free ID theft prevention as I lost it when I lost a phone.
I now have a PO box all credit card and phone bills go to rather than the unlocked mailbox.
Had a Cingular bill for another number in my name for $2800,00 .
All text Messages!
It does take many hours and lots of Paperwork to correct.
There is a number you can call and do virtually the same thing and it costs nothing.
That number makes any store opening an account call a number you yourself set up after verifying your Identity .
A ID thief won't know why it did not happen and will assume you got turned down.
That company as well as the one I use monitor your credit for any changes and alert you.
You could do this too but only free once a year!
I use one and they guarantee to replace any thing you lose through ID theft.
I hope someone reading this might have that number for the free ID theft prevention as I lost it when I lost a phone.
I now have a PO box all credit card and phone bills go to rather than the unlocked mailbox.
Had a Cingular bill for another number in my name for $2800,00 .
All text Messages!
It does take many hours and lots of Paperwork to correct.
