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I think you have to be 66 to draw full Social Security,so WJ has another year to go if he didn't take the early option. Happy Birthday to WJ and and also an early one to Arlene.
I've paid much more attention to Social Security as I get nearer. As with many government things these days, it couldn't be more complicated. You can start to draw at any time beyond your 62nd birthday, but the amount you get varies wildly. It takes a math degree to figure out the optimum age to start drawing... If you want to make your head hurt, go to Social Security Online - The Official Website of the U.S. Social Security Administration
In any case, Happy B-Day, W. J. Love your example for us ol' folks.
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